


Under the FCRA (Fair Credit Reporting Act), anything on your credit report must be complete, accurate, and verifiable. If it’s not? It must be corrected or deleted. That’s where dispute letters come in.
Simply put, NO! Disputing does not reset the 7 year clock for reporting. Even If you don't get the account removed
Nope. Disputing an item doesn’t hurt your score. In fact, if the item gets removed, it could help.






